Senior Underwriter - Financial Lines

Senior Underwriter - Financial Lines at Zurich Insurance. Location: ZIC DIFC, AE - Dubai. Remote working: Hybrid. Employment type: Permanent - Full Time. Recruiting by CI ME, HR Team. Closing Date: 24 Oct 2025.

• Independently assess and price medium to high complexity risks, set and negotiate terms and conditions in accordance with the Underwriting Guidelines.
• Have a reasonable level of Underwriting Authority and seek empowerment from higher proficiency level Underwriting Management when required, with detailed rationale.
• Understand how the accounts you work on fit into the broader Underwriting strategy.
• Build strong relationships and engage with distributors (agents/brokers) during the Underwriting process, leading discussions around risk appetite and proactively seeking new business opportunities.
• Anticipate customer needs and handle and resolve the vast majority of queries from customers and brokers.
• Support the development of other Underwriters.
• Be proficient in Directors and Officers, Financial Institutions & Professional Indemnity underwriting.
• Complete detailed opportunity assessments with key distributors to identify growth opportunities.
• Negotiate solid terms & conditions and, where appropriate, cross sell other lines of business to increase the book of business.
• Participate in Sales Team meetings as related to assigned brokers and/or territory.
• Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to the effective date.
• Serve as the subject matter expert and act as the key contact for assigned target accounts.
• Measure exposure/analyze risk, initiate product development ideas and promote services to increase penetration.
• Provide expertise on coverage issues with claims programs and guidelines.

• Bachelor's degree (or equivalent) with 10+ years of experience in a related field.
• Excellent oral and written communication skills.
• In depth knowledge of financial lines, legal and regulatory guidelines.
• Strong negotiation and presentation skills.
• Deep understanding of underwriting principles, techniques, national/local filing regulations and guidelines.
• Ability to work in a team based environment.
• Knowledge of time restraints for quotes on new and renewal business.

We are an equal opportunity employer who knows that each employee is unique - that's what makes our team so great! Join us as we constantly explore new ways to protect our customers and the planet.

We are an equal opportunity employer who knows that each employee is unique - that's what makes our team so great! We constantly explore new ways to protect our customers and the planet.